Some states operate under a no-fault system for car accident claims. In those states, it doesn’t matter who caused a traffic accident since each person’s own insurance policy covers their injuries and damages. But under Washington’s legal system, it matters who caused the car accident. Washington is a comparative fault state, meaning the person liable for a car accident must cover damages through their insurance policy. In some cases, multiple parties may bear a percentage of the fault, in which case their compensation may be reduced by their percentage of the fault.
Untangling the details of an accident to determine liability can become complex and require investigation to prove liability and gain compensation for the economic and non-economic damages suffered by an injury victim. If you’ve hired an experienced personal injury attorney in Seattle to represent your interests in a car accident claim, you may be wondering, “Will I have to go to court?”
After a car accident, you may have injuries that require medical treatments and missed days of work during procedures and recovery time. Very serious injuries may even have left you with disabilities that diminished your earning capacity going forward. When the accident occurred due to the negligence, recklessness, or wrongdoing of another driver, that person’s insurance coverage must compensate you fully for the economic and non-economic damages you’ve suffered. Unfortunately, insurance companies depend on profits gained by minimizing payouts and maximizing premiums. They commonly use tactics to undervalue claims or deny them completely such as the following:
These and other tactics are routinely employed by insurance claims adjusters in Washington. By hiring an experienced Seattle car accident lawyer and directing all communications to your lawyer, you can maximize your chances for full compensation for your damages through a settlement without seeing the inside of a courtroom.
An estimated 95% of car accident claims settle out of court through negotiations with the insurance carrier of the liable party. By hiring an attorney with a record of success, insurance companies understand that you’re serious about your compensation and they won’t be able to employ their common tactics to deny claims. Your attorney will do the following in order to craft a compelling case to present to an insurance carrier:
By drafting a strong, evidence-backed demand letter to the insurance company of the liable party, a skilled attorney can usually negotiate a settlement out of court. However, a strong attorney also stands ready to aggressively defend your interests all the way to a courtroom if litigation becomes necessary to gain compensation for your damages. In that case, your attorney will help you to prepare for what to expect in a Washington courtroom for a car accident case.
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