If you’ve been hurt on the job, you’re probably worried about your livelihood and how you’re going to take care of yourself and your family. Unfortunately, these concerns also come at a time when you need to focus on your injury, medical care, and recovery. As alarming as an injury might be when it leaves you unable to work at your normal capacity —or unable to work at all—in Washington, you’re entitled to compensation for your medical expenses and lost wages through a worker’s compensation claim.
The state requires every employer to carry workers’ compensation for their employees. In Washington, employers must purchase workers’ compensation insurance from a state fund and not through private insurers. You pay into this system and you’re entitled to draw from it when you’ve been injured. If you have questions about your legal right to compensation after suffering an injury on the job, speak with an experienced Seattle workers’ compensation lawyer.
First, seek medical treatment immediately after sustaining an injury. Not only is this critical for your emergency treatment, long-term health, and injury recovery, but it’s also necessary for filing a workers’ compensation claim with the required evidence of your injury. If you wait, your claim could be denied. After you’ve been evaluated and treated for your injury, the following steps put you on the path to getting your medical treatment paid for and 75% to 80% of your pay depending on the degree of impairment you’ve suffered:
Under the Washington State code, injured employees may choose their preferred providers for medical care. Choose your doctor carefully, since they are key to ensuring you receive the compensation you need for as long as they need. Make sure you verify that the doctor of your choice accepts L&I patients.
Once you have your workers’ compensation processed, approved, and activated, you’ll be able to focus on your long-term recovery without worrying about how you’ll support yourself and your loved ones.
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