Seattle Uber/Lyft Accident Lawyer

So, what do you do if you’re a passenger or driver in an uber or lyft that has been involved in an accident. More importantly, what do you do if you are injured? Also, who is covering the bill? A Seattle Uber and Lyft accident attorney can help you navigate the tricky process.

Rideshare is on the rise in major cities like Seattle. Since its inception, Lyft has completed one billion rides and Uber ten billion rides. Like any vehicle on the road, car accidents happen; uber and lyft drivers are no exception.

The Fang Law Firm Can Help with Uber and Lyft Litigation

• We have won 98 percent of our 10,000 litigated cases
• Our Seattle car accident attorneys have the skills, experience and resource to take on large defendants and win.
• Our law firm policy is to return your call within 24 hours.

How Can a Seattle Rideshare Accident Attorney Help With a Claim?

You may have to file claims with multiple insurance companies (the driver’s and Uber and/or Lyft’s). It can be difficult keeping up with the communication from multiple insurance companies as well as developing the evidence required to receive the maximum settlement amount.

Insurance companies are motivated to convince you to settle for less than you deserve. They know that you are recovering from an injury and are vulnerable. An experienced Seattle Uber accident lawyer will signal to the insurance company that you won’t fall for their underhanded tricks and low-ball offers.

How Can I Recover Compensation After an Accident?

If you were injured in an Uber or Lyft accident that required hospitalization, surgery, or extensive rehabilitation you may be wondering how to recover financially from the at-fault person. A Seattle Uber and Lyft accident lawyer can help.

If you’re a driver

Uber and Lyft work on a period system, the period you are in will depend on the type of coverage you are afforded and the claims process you will need to follow in order to recover.

• Period 0: You are not in driver mode. Uber or Lyft insurance does not apply if you are involved in an accident in this period. You can only seek recovery from your own insurance or the at-fault party’s insurance.
• Period 1: You are logged into the app but you have not accepted a ride. Uber or Lyft’s third-party insurance applies and will cover third-party injuries and damage in the event of an accident IF your insurance doesn’t apply. You have to make a claim on your own policy first before Uber or Lyft steps in. If you do not have a commercial insurance policy or rideshare endorsement on your personal policy, a claim related to rideshare could result in the cancellation of your personal coverage.
• Period 2 & 3: You’ve matched with a rider and are on the way to pick them up/during the ride. Your rider and anyone who is involved in the accident (if you are found at fault) is covered by Uber or Lyft’s liability insurance. Both Uber and Lyft carry up to $1,000,000 in third-party liability insurance. In this period, Uber and Lyft also provide for collision coverage that will cover damages to your vehicle. However, Uber and Lyft require you to pursue coverage through your personal insurance policy before Uber or Lyft collision coverage kicks in. Remember, if you do not have a rideshare endorsement on your personal policy or do not have insurance that covers rideshare, you may lose your personal coverage and Uber or Lyft’s coverage won’t kick in.

If you’re a passenger

As a passenger, you are covered by Uber or Lyft’s third-party liability insurance policy from the moment you get in the vehicle to the moment you step out. However, you will need to seek recovery from the driver’s personal insurance before Uber or Lyft will step in. Uber or Lyft’s third party liability insurance will cover your damages if they exceed the driver’s personal insurance coverage.

What to Do After an Accident in an Uber or Lyft Ride

An Uber or Lyft accident is just like any other car accident, but the claims process is a little more difficult. Follow these steps if you’ve been involved in an Uber or Lyft accident:

• Collect the other drivers contact information and insurance information
• Take pictures of the damage and the scene
• Call 911 if there are any life threatening injuries
• Notify the rideshare company immediately from within the app
• File a police report
• Get checked out at urgent care for any minor injuries
• Call an Uber or Lyft accident attorney

Following these steps will increase your chances of maximizing your settlement amount.

The Fang Law Firm Can Help

We have decades of experience in accident litigation. We are standing by to assist you in recovering a settlement that will pay your medical bills and cover your lost wages. Call us today at (206) 489-5140 for a free case consultation. One of our knowledgeable Seattle Lyft accident attorneys will review your case and chart the best path for financial recovery.